If you’re a senior under 85, you may be eligible to slash your gas expenses by $0.55 per gallon or more—and it’s easier than you think. With gas prices showing no signs of slowing down, smart seniors are tapping into little-known rebate programs and loyalty cards that offer instant savings at the pump. Whether you drive occasionally or hit the road every week, these programs can put serious money back into your pocket.
Here’s exactly how it works—and how you can start saving immediately.
The Little-Known Gas Rebate Card That Delivers Real Savings
One of the most powerful programs helping seniors save is the Kroger Rewards World Elite Mastercard®. While it might sound like just another credit card, this one comes with a game-changing fuel rebate benefit:
- Get $0.55 off per gallon instantly for the first 12 months.
- Stack that with Kroger Fuel Points to save up to $1.55 per gallon
That means on a standard 20-gallon fill-up, you could save over $31 in a single trip to the gas station. And with Kroger’s extensive network of fuel centers and grocery stores across the country, it’s a benefit you can actually use.
How to Qualify:
- Be a Kroger Rewards World Elite Mastercard® cardholder.
- Redeem at least 100 Kroger Fuel Points during each fill-up (easily earned through regular grocery shopping).
- Pay using the Kroger Mastercard to unlock the $0.55/gallon bonus.
Don’t Shop at Kroger? You’ve Still Got Options.
Even if you don’t shop at Kroger, there are multiple ways to unlock these savings:
- ✅ Safeway/Albertsons Fuel Rewards: Earn points while grocery shopping and redeem up to $1 per gallon off at participating stations.
- ✅ Stop & Shop GO Rewards: Accumulate rewards at Stop & Shop and participating Shell stations to get up to $1.50 off per gallon.
- ✅ Hy-Vee Fuel Saver + Perks: In the Midwest? This program offers unlimited discounts on gas through special product promotions—stack them for massive savings.
- ✅ Murphy USA Drive Rewards: Get up to $1 off per gallon at Murphy USA stations near Walmart locations.
Each of these programs allows you to earn points through everyday purchases and redeem them for instant gas discounts—no complicated rebates or waiting for cashback.
How Much Can You Really Save?
Let’s break it down:
| Fill-Up Size | Savings at $0.55/gal |
|---|---|
| 10 gallons | $5.50 saved |
| 20 gallons | $11 saved |
| 30 gallons | $16.50 saved |
Now imagine filling up just twice a month. That’s over $250 in annual savings—just for using the right card or loyalty program. Stack additional grocery fuel points or product promotions, and you could easily double that.
Why Are These Programs Targeting Seniors?
Many of these rebate cards and loyalty programs are designed with frequent shoppers and loyal customers in mind—two things seniors often excel at. Grocery trips, medication pickups, and regular errands all contribute to fuel point accumulation. Combine that with the fact that many seniors are on fixed incomes, and these savings become even more meaningful.
How to Get Started Today
- Choose the Right Card or Program. If you shop at Kroger or its affiliate stores, the Kroger Rewards Mastercard is a no-brainer. Otherwise, look into grocery fuel programs or gas station loyalty apps like Murphy Drive Rewards or Hy-Vee Fuel Saver.
- Maximize Your Rewards. Plan your grocery shopping to earn as many fuel points as possible. Watch for bonus point promotions on everyday items you already buy.
- Time Your Fill-Ups. Redeem your points strategically when you need a full tank to maximize savings. Some programs allow discounts for up to 35 gallons in one transaction!
Final Thoughts: Don’t Miss Out On These Hidden Savings
If you’re under 85 and still driving, these programs can deliver real financial relief at the pump. With savings of $0.55 per gallon or more, that’s money you can put toward other essentials—or a little something special for yourself.
Why pay full price for gas when you don’t have to? Take advantage of these hidden savings and turn every fill-up into a reason to smile