But here’s the surprising news—specialist travel insurance plans now exist in the UK that either ignore certain medical conditions or simplify the process so seniors don’t have to worry about medical screenings. And yet, many older travelers don’t even know these options exist.
Why Medical Conditions Are a Barrier
Medical conditions such as diabetes, heart disease, high blood pressure, or even something as simple as taking daily medication can make buying travel insurance a headache. Seniors often face long medical questionnaires, inflated premiums, or even outright rejection from mainstream insurers. This is why so many either travel uninsured (risky!) or overpay.
Policies That Skip the Screening
Thankfully, a handful of UK-based providers have changed the game:
- Avanti Travel Insurance: Offers plans specifically tailored to seniors, with options where pre-existing conditions are covered without excessive screening. This is especially helpful for travelers over 70 who still want peace of mind.
- Goodtogoinsurance.com: Known for insuring people of any age with all medical conditions considered. In many cases, they don’t require lengthy screenings for common conditions, instead offering straightforward cover.
- Staysure: Another popular name, providing policies that include hundreds of pre-existing medical conditions as standard. For seniors, this removes the stress of worrying about whether existing health issues will void their coverage.
These specialist insurers are quietly allowing seniors to travel confidently, without the fear of being caught uninsured abroad.
What’s Typically Included
Unlike bare-bones coverage, many of these policies include:
- Emergency medical expenses abroad (including hospital care)
- Trip cancellation and curtailment protection
- Repatriation cover (bringing you back to the UK if medically necessary)
For many seniors, this means enjoying retirement holidays without the “what if” anxiety that has long been a barrier to travel.
Why Seniors Should Take Notice
The biggest secret is that these policies aren’t rare—they’re just not well advertised. Seniors who assume travel insurance is out of reach are missing out. With options that ignore or simplify medical conditions, more retirees can finally tick off those dream destinations without draining their savings on insurance.
Final Word
Travel should be about making memories, not stressing over medical fine print. With senior-friendly travel insurance plans that don’t penalize every condition, many older adults can rediscover the joy of hassle-free holidays. The only catch? You have to know these policies exist—and now, you do.
